ArmInfo. Starting January 1, 2027, the universal health insurance system in Armenia will expand to cover over 350,000 more citizens. At its October 29 meeting, the RA government approved amendments to the Law on Universal Health Insurance and a package of related laws.
Presenting the amendments, RA Minister of Health Anahit Avanesyan noted that the law entered into force on January 1, 2026, and that in the next stage, starting January 1, 2027, it will be expanded to include new groups of citizens. In particular, the beneficiaries of the system will be citizens with a salary of up to 200 thousand drams. The burden of insurance payments will be distributed as follows: out of 10,800 drams of monthly payments, 4,400 drams will be subsidized by the state, the same amount by the employer, and 2 thousand drams will be paid by the employee. The Minister recalled the payments to the military fund, which can also be used to pay for medical insurance policies. For those citizens whose salary in 2027 exceeds 200 thousand drams, and will be up to 500 thousand drams, the state will subsidize 6 thousand drams, and the remaining 4,400 drams will be paid by the citizen. Moreover, Citizens with salaries up to 200,000 drams will be able to enroll one family member in the health insurance system, while those with salaries over 500,000 drams will be able to enroll two family members. This means that, as of January 1, 2027, the number of beneficiaries of the system will exceed 2 million people. In the future, individuals aged 63-65 and farmers will be included in the system.
RA Prime Minister Nikol Pashinyan noted in this regard that approximately $300 million was spent on addressing the medical needs of individuals aged 65 and over in the first nine months alone.
As a reminder, as of January 1, 2026, children under 18 and citizens aged 65 and over will be included in the system. Persons with disabilities (I, II and III groups) and limited functionality. Socially vulnerable families and recipients of social assistance (including families of deceased military personnel), employed citizens with a certain salary level (from 200,001 drams and above). The estimated cost of the annual insurance package is 129,600 drams (about 10,800 drams per month). The package includes outpatient care, consultations with a family doctor and specialists, laboratory tests, certain types of surgical interventions and a basic set of medications.
